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Court ruling could help up to 20,000 people in Celtic Tiger-era debt High Court permits 54-year-old woman to keep paying mortgage until she is 90
about an hour ago
A High Court ruling that will allow a 54-year-old woman pay a mortgage until she is 90 could help an estimated 20,000 people who are unable to pay Celtic Tiger-era debts.
Mr Justice Mark Sanfey signed off on a personal insolvency arrangement – a form of financial rescue for heavily indebted borrowers – that will allow Co Tipperary shop assistant Esther Kirwan remain in her home paying reduced mortgage payments for 35 years.
The arrangement had the backing of Ms Kirwan’s creditors, including Start Mortgage that owns the debt on her home. The deal was initially rejected by the Circuit Court on the basis that the woman could still be insolvent at 90 and facing the sale of her home to clear her debts.