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something you can even fathom. it s understandable that people didn t, you know, sign up for flood insurance in those cases. reporter: but they rate now aren t thinking about their lack of insurance. they re still trying to keep more water from getting into their house. and hoping to find any precious belongings. i found it. i found it. i found it. i found it. reporter: a priceless memento but one that won t be able to pay for all the repair their home is going to need. that family and other, of course, have homeowners insurance, but that doesn t cover flood damage. they can request aid from fema, but it s really limited in scope and won t even begin to address all the repairs that need to be made. fredericka? dan simon, thanks so much. the federal government is running out of money, and it could shut down altogether. so what that mean for you and your wallet. then, partying teens trash a former nfl star s home. he watches in realtime as they post the damage on twitter.

Flood insuranceWon tDan simonFredericka whitfieldHomeowners insuranceDoesnt cover flood damageMo neyReal timeStars home