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learn that americans have to pay a lot for their health care. taxes continue to grow. this represents a good deal. when you join a flexible spending account, you re able to siphon off money that you ll never pay taxes on, and use that money as a source for things you might want that your current insurance won t pay for. since we re talking about income tax returns there is always receipts we re supposed to keep. do we need to keep that in this situation with an fsa. you think it might be cumbersome, but it is not. most major companies run their fsas on debit cards. when it comes time to use some of that money, you present a deb id cart that your employer gives you and that money is automatically taken out of your pay account. there is lots of neat thing you can use that money for that is authorized in a flexible spend account, starting off with co-pays. every time you go to the doctor, you have to shell out 15, 20. you break your arm and go to the emergency room, you might be