retail sales. it looked like there s a late surge. if that continues today, because remember, 8% of the holiday sales now october actually occur after christmas. that s a big driver of the retail stocks we follow frequently. especially significant because of the plummeting gas prices. also having a big impact as well. it can literally translate to millions of dollars. we ll wait to see if oil stays low. a lot of people are going to looking to the year ahead. what do forecasters say about 2015? we had a gang buster year this year. when you look at the average of what forecasters are thinking, to gain for the s&p 400, maybe around 6%, what they call high