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ASIC slams school banking programs By Sarah Buckley 17 December 2020
ASIC’s review of school banking programs has found that these schemes do not improve children’s savings habits.
The finding comes in a new report from the Australian Securities and Investments Commission (ASIC), which sought to determine the benefits and risks of school banking programs.
School banking programs have long facilitated the establishment of bank accounts for students, with 60 per cent of primary school students participating.
These programs are designed to support arrangements for students to make ongoing deposits into those accounts at school.
ASIC conducted qualitative and quantitative consumer and academic research to identify why banks, schools and students engage with these programs, understand whether banks assess