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ground. there is none of them kind of mediocre. they re either all in or all out. and when they re all in, this millenial generation, man, they are saving like crazy. i think it s because they realize that the government is spending itself into the poor house and social security isn t going to be there and so they ve got to be ready for their own retirement. that kind of healthy fear is a good thing. gretchen: yeah. it s been real interesting to seat facts and figures that they re starting to say 22, whereas the baby boomer started thinking about saving at 35. whole new mentality there. i m with you, dave. i think it s a great idea. i know you encourage starting young, even with your young kids at home. well, absolutely. cause you start that whole habit pattern. you build that savings muscle inside of there. i ll tell you something else that we re seeing that kind of goes with this trend, the ones that are savers are also very generous. they re concerned about changing the world.

Social security isn tGretchen carlsonSeat factsBaby boomerDave ramseyIm with youSavings muscle insideHabit patternConsumption calling