Documents. We work a lot with people who do not know how to file taxes properly. We are mainly focused in San Francisco. We are small. We focus mainly on the tenderloin, chinatown, bayview, visitation. We do a lot of expansion. People start small through the credit union and then want to go to the bank. We know we are limited. We cannot afford to give out a big loan. Starting from the credit union, we educate them about filing taxes properly and then moving on to the bank, a small one, expansion, and we work with the bank. The bank and credit union are similar. We do allow tax returns, projections. Credit unions do not charge an additional loan or processing fee. Processing time, on a small loan, consumer loans probably a few days. Because we require a business plan, sometimes it takes longer. Business plans take a while. Especially bank statements. We need to see consistent income coming in. So far, a credit union delinquent rate is quite low because we are working with a client. We w
We are relying on personal guarantees and personal credit. That is just what is going to happen at the end of this 100,000 on down and of the lending market. In terms of process, we can turn a lone run in five to 15 days depending on the amount we can turn alone are around. One thing i want to midget before we hand it over is that we have a new program to focus specifically on green lending. We had a large investment recently by Jp Morgan Chase into our loan fund. We are looking for businesses that are looking to put in more energyefficient equipment or retrofit or remove toxins from processed here we have been lending to drive cleaners that are giving you more environmentally friendly products, Truck Drivers putting in new exhaust systems. Finally, just to give you kind of a scale of what we do, mark mentioned the sba right guaranteed 275 loans in a year. We expected to 50 or 60 in San Francisco this year, and more like 250 or 300 throughout the bay area. If you are hearing Something
Tax return and that statement. We do a lot of home care and momandpop shops. We also do start ups. We asked for approval through documents. We work a lot with people who do not know how to file taxes properly. We are mainly focused in San Francisco. We are small. We focus mainly on the tenderloin, chinatown, bayview, visitation. We do a lot of expansion. People start small through the credit union and then want to go to the bank. We know we are limited. We cannot afford to give out a big loan. Starting from the credit union, we educate them about filing taxes properly and then moving on to the bank, a small one, expansion, and we work with the bank. The bank and credit union are similar. We do allow tax returns, projections. Credit unions do not charge an additional loan or processing fee. Processing time, on a small loan, consumer loans probably a few days. Because we require a business plan, sometimes it takes longer. Business plans take a while. Especially bank statements. We need t
Documents. We work a lot with people who do not know how to file taxes properly. We are mainly focused in San Francisco. We are small. We focus mainly on the tenderloin, chinatown, bayview, visitation. We do a lot of expansion. People start small through the credit union and then want to go to the bank. We know we are limited. We cannot afford to give out a big loan. Starting from the credit union, we educate them about filing taxes properly and then moving on to the bank, a small one, expansion, and we work with the bank. The bank and credit union are similar. We do allow tax returns, projections. Credit unions do not charge an additional loan or processing fee. Processing time, on a small loan, consumer loans probably a few days. Because we require a business plan, sometimes it takes longer. Business plans take a while. Especially bank statements. We need to see consistent income coming in. So far, a credit union delinquent rate is quite low because we are working with a client. We w
A on march. The 14th 2022, the Ukranian Army struck residential buildings internet with a torch, got lou Missile Defense system shot the missile down. However, one war head exploded in busy streets in the center of the next republics capital killing. More than 20 civilians with whats called a ballpark of a. And we thought that book with ukranian in European Press immediately tried to in the russian army for the missile attack on a peaceful city. The italian newspaper, la tampa even published a photograph from the scene, not as evidence of ukrainian shelling, but as an illustration of russian crimes and cave with nuclear slower is not worried as it were wishing. Ah, good boy. Good. Through new gift. A month after the tragedy, and annette ski Ukrainian Military again used a torch go rocket against civilians in the city of cram a tourist. 57 people were killed. With the buckeye leisure, im up you said the western mainstream media, which is walking in such a, talked all the time, you know