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‘Serving to empower’ The Daily Excelsior publishes since of the excerpts of the interview of Chairman & Managing Director J&K Bank R K Chhibber DE: At the outset, for our younger audience, we would like you to begin with the genesis of J&K Bank. How did it come into being and who founded the bank? JKB CMD: It was in the late 1920’s, when Maharaja Hari Singh assessed that lack of access to credit was the main reason for economic backwardness of Jammu and Kashmir, and conceived the idea to establish a kind of State Bank for J&K. Subsequently, Sir Sorabji N. Pochkhanawala, the then Managing Director of the Central Bank of India, was approached to suggest the frame-work for such an entity.

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