Savvy Senior: Medicare coverage options for retirees eager to travel
Jim Miller, Savvy Senior
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Dear Savvy Senior,
What are the best Medicare coverage options for COVID-vaccinated retirees who are eager to travel? My wife and I will both turn 65 over the next few months and would like to know which Medicare plans are best for extensive travelers.
Almost 65
Dear Almost,
The best Medicare plans for retirees who plan to travel will vary depending on your destinations. But, before you book a trip make sure you know the current CDC COVID-19 travel recommendations (see CDC.gov/coronavirus/2019-ncov/travelers), and research your destinations too so you can know if restrictions apply wherever you’re going.
Savvy Senior: Do I need to sign up for Medicare if I m still working?
Jim Miller,
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Dear Savvy Senior,
I will turn 65 in a few months and plan to keep working for several more years. I have good health insurance from my employer now. Do I have to sign up for Medicare when I reach 65?
Looking Ahead
Dear Looking,
Whether you need to enroll in Medicare at 65 if you continue to work and have health insurance through your job depends on how large your employer is. The same rules apply if your health insurance comes from your spouse’s job.