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you know, it remains to be seen how much this is really used, but we have to know one thing. the world has really changed in the last 10 15sh, 15 years. companies need more companies overseas to sell overseas. shipping overseas, those days are over. a lot of these decisions will be driven by sales and economics, not just taxes. fred, talk a little about the export/import bank you were in charge of. it is not a unique concept around the world. governments who wish to encourage companies in other countries to buy goods that are manufactured in that country often offer some sort of incentive. in the case of the export/import bank, a government agency offers preferential financing if somebody wants to buy. boeing is always the big example. somebody wants to buy airplanes from boeing versus airbus or something else.