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Operator: Good morning, ladies and gentlemen, and thank you for standing by. Welcome to the New York Mortgage Trust Third Quarter 2023 Results Conference Call.

New yorkUnited statesJason serranoShiller augustNick maChristy moussalemMatthew erdnerBose georgeYork mortgageYork mortgage trust incYork mortgage trust third quarterExchange commissionNew york mortgage trustCall transcript novemberNew york mortgage trust third quarterThird quarter