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unfortunately today, we have a chicken and egg situation where we have consumers who want to pay with their mobile device and are waiting for the equipment to arrive for them to use it, and that will intend, when the equivalent is available in consumers hands, and issuers of of these payment instruments will have an opportunity to get them into consumers hands. that s one barrier. what other barrier exists that could exhibit widespread adoption of mobile payment options? security concern? i would think so. one of the areas that we are addressing is security of payment card data. we look at technology agnostic at how data flows into the systems. many of the terminals that are certified have gone through laboratory testing, do have capability to accept what we re talking about here today. we re talking mostly on the consumer side. we also have the security of the merchant side and we are seeing rapid growth in emer

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