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California is currently going through a heat wave (Sacramento set a temperature record on Tuesday at 116°), taxing the state's power grid as energy demand breaks records and power officials request homeowners to turn down their air conditioning. A break in the heat could come due to Hurricane Kay bearing down on the state, which would mean California may be trading the heat for flooding. Did you know that 66 percent of Americans don’t feel fully prepared for potential natural disasters, with many lacking key emergency preparedness items such as generators, emergency evacuation kits, and radios? You're more likely aware that the hot housing market continues to cool. Home sales are falling in response to rising interest rates and there’s still a mismatch of supply and demand. Fannie Mae reported that high home prices and mortgage rates weighed on housing sentiment in its August Home Purchase Sentiment Index (HPSI), which posted the sixth consecutive

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