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Happy 420 Day. (Tomorrow, by the way, is Happy Surprise Drug Test Day.) Another day, another layoff story from Better.com. The human tragedy in Ukraine continues, but the world financial markets seem to be concentrated on the mounting inflation numbers. Our Federal Reserve is viewed as playing catch up, and we are reminded of its mandate of “maximum employment, stable prices, and moderate long-term interest rates.” Here in Atlanta, in the MBA and STRATMOR Peer Group Roundtable meetings, much of the conversation revolves around bank and non-bank lending. Banks and credit unions are interested in shifting to HELOCs, construction lending issues, and more portfolio lending due to excess cash and deposits, all the while trying to keep trained staff on board. For independent mortgage bankers, the attention is on reducing costs, adjusting staff levels, and how to work preapprovals and enable cash buyers. Indeed, IMBs need to hunker down to outlast their competitors. The human el
As the refis come to a screeching halt and we see an uptick in purchase loans, the most successful lenders are finding opportunities in this shifting market. This webinar reveals what these lenders are currently doing to support their MLO’s growth and maintain their success throughout 2022. Total Expert’s Senior Directory of Product Marketing, Lora Osborn and Intercap Lending’s Marketing Systems Manager, Kyle Clark to cover the 4 key points below that will highlight how to maximize success in a shifting market.