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Best Money Market Accounts in 2021 GOBankingRates 1/14/2021 © MStudioImages / Getty Images Young Indian woman using mobile phone at the bar. In the era of COVID-19 – when joblessness is on the rise and our finances are pushed to the limit – we’re all looking for ways to make our money work harder for us. An overlooked option? The money market account. Offering the high yield of a savings account and the check-writing access of a checking account, most banks provide some type of money market service, but it pays to shop around as rates can vary wildly from bank to bank. Fees can also differ from institution to institution, so it’s important to do your homework. 

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