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The 15 Most Car-Dependent States in America

The 15 Most Car-Dependent States in America
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15 Ways to Maximize Your Productivity and Earnings

15 Ways to Maximize Your Productivity and Earnings Learn to make the most of your work time. This story originally appeared on DollarSprout. Although you might use an eight-hour workday to benchmark your productivity, research suggests workers are only productive for about three hours during that time frame. Whether you’re working remotely or in an office, distractions pop up, and tasks that earn you money or a promotion take a back seat. While some distractions are inevitable, they shouldn’t steal your focus from doing things that create value and help you earn money, says Grace Marshall, author of the award-winning book “How to Be Really Productive” and productivity expert at Think Productive.

3 Ways to Protect a Credit Card You Aren t Using

3 Ways to Protect a Credit Card You Aren’t Using Don t let your credit score take a hit just because you re spending less. First, the good news: We as a country have reduced our credit card debt since the coronavirus pandemic began. Revolving credit, which includes credit cards, has decreased for the past three months by $24.3 billion in May alone and that debt is now less than $1 trillion for the first time since September 2017, according to the Federal Reserve. Now, the bad news: If you aren’t using your credit card, the whole out-of-sight, out-of-mind could wind up landing you in financial trouble think lower credit scores due to inactivity and potential fraud.

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