social media. homeowners like ryan conrad who list their whereabouts may be setting themselves up for higher insurance premiums because of his postings. that s definitely wrong. they re kind of putting they re looking into people s private lives and that s really none of their business. reporter: so now when shopping for insurance, ryan and other homeowners could find themselves being asked whether they re active on social media sites or if they have security locks or an intruder alarm installed before an insurance company will give you a quote. i pay my premiums when i m supposed to and that, and then i m sure it s just going to be another way that they can raise rates. reporter: a ploy to raise rates or a way for the insurance company to protect their investments? whichever may be the case posting locations could cost you one way or another. had they think it s fun and games. they think hey it s foursquare, it s a little fun thing to do, but they don t realize that more c