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Health Insurance Market for 2018. Senator murray and i will each have an Opening Statement and then well introduce our five witnesses. Welcome to you. After their testimony, senators will have an opportunity to ask the witnesses five minutes of questions. To begin with, we ought not to take for granted the three hearings this committee has had over the last ten days. For seven years hardly a civil word was spoken between republicans and democrats on the Affordable Care act. It was trumpcare versus obamacare day in and day out. But for the last ten days senators from both sides of the aisle have engaged in serious discussion for several hours at a time about what congress can do between now and the end of this month to help limit premium increases for 18 million americans next year and begin to lower premiums in the future. And also to prevent insurers from leaving the markets where those 18 million americans buy insurance. Last week, between the meetings held before our hearings, such

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