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“All was great, and then COVID hit. It was scary,” Giambra said. The coronavirus pandemic was gaining ground fast in Pennsylvania, and to slow the spread, the state government ordered non-essential businesses to temporarily close by March 19 or face enforcement action. Giambra, who opened her Wyoming Avenue shop, The Yoga Studio, in 2008, saw a glimmer of hope when, days after the closure, Congress enacted the Paycheck Protection Program — a forgivable loan program to help small businesses stay afloat and keep employees on payroll. Giambra’s accountant submitted an application for her. She expected to qualify for about $3,000. She got $600. Giambra said $3,000 would have helped cover her rent, and that’s why she applied — “to continue being able to keep my place afloat until business came back to where it was. It still hasn’t.”

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