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Desperation borrowing due to low incomes fuels payday-style lenders: debt counsellor

Ottawa has proposed regulatory changes that would lower the criminal interest rate from the equivalent of 47 per cent annual percentage rate (APR) to 35 per cent APR. But credit counsellors and poverty activists say that alone won’t address the reasons why people turn to alternative lenders.

Ruined : Pre-sale homes are bankrupting people in Canada

Ruined : Pre-sale homes are bankrupting people in Canada
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