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Mortgage rates drop but not low enough to spur lending

Mortgage rates trended down in July from their peak above 6% in June, but that wasn't enough to spur mortgage lending activity.

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Mortgage Originations, Rate Locks Continued To Decline In July

Rate locks on home purchases fell below pre-pandemic levels in July, as overall purchase mortgage originations fell 14.3% from June, according to a new report.

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Mortgage rate locks keep falling as borrowers hesitate

Higher rates are also affecting the share of loans that actually go all the way to closing, Black Knight found.

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Rate Lock Activity Continues to Decline for Third Straight Month

Rate Lock Activity Continues to Decline for Third Straight Month
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Black Knight Originations Market Monitor: Mortgage Production Down for Third Straight Month in June, With Declines in Rate Locks Across All Loan Purposes

Black Knight s Optimal Blue Mortgage Market Indices tracked 30-year rates as they crossed 6% in mid-June before pulling back to finish the month at 5.79%, a.

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