folks to leave their homes. it is believed an illegal campfire sparked that blaze. the massive data breach at retail giant target may only be the tip of the iceberg. it appears the cyber attack could be part of a much broader hacking campaign aimed at multiple merchants. what needs to be done to protect you from identity theft? good to see you. how at risk is the u.s. credit card/debit system of fraud? without a doubt the u.s. credit card and debit card system is the most at-risk system in the world. in fact, we rank dead last. this is the problem here. this little bar, this is a scanning bar that goes through a machine. that system is completely exposed. basically, the rest of the world uses emv technology. they embed a micro chip in your card and it can be encrypted.