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HDFC Life sees pressure on VNB margins in Q4
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GNPA ratio of scheduled commercial banks projected to improve to 2 1-2 4 pc by FY25 end: CareEdge
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Share of bank loans and term deposits bearing 8% plus and 7 % & above interest rate, respectively, rose substantially in the last 21 months
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Credit-to-deposit (CD) ratio of major public sector and private sector banks during the October-December quarter of FY24 inched up as compared to the previous quarter though government-owned lenders reported a lower rate than their private peers.
CD ratio is the ratio of the funds that banks lend as compared to the funds raised in the form of deposits.
The CD ratio of top public sector banks (PSBs) - State Bank of India, Punjab National Bank, Bank of Baroda and Canara Bank - was lower than their private counterparts.