In an effort to remain relevant and anticipate future needs, officials of the Insurance Corporation of Barbados Limited (ICBL) have introduced a new product they anticipate will be a game-changer.As part of its 45th anniversary celebrations this year, ICBL has introduced a new life insurance plan with a savings component – the Sapphire Endowment Plan.During a swanky anniversary event at the Sandals Royal Barbados on Wednesday evening, Chief Executive Officer of ICBL Goulbourne Alleyne said while the company continued to hold its own in a competitive environment, it had to be more proactive.“Even as you celebrate your achievements to date, you also see the need to take stock and reassess. It is, therefore, both an inspiring and reflective time for ICBL,” he told the gathering.“The challenge for us now begins with planning for the years ahead – the future, our future. We must focus on what the next decade will look like, how we pivot and adjust in an ever-changing dynamic, how