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nice little personalization tip for about $20. that is cool. but are we out of time? if they like that gift, do you have time to get it personalized and get it to the house by christmas day? great question. yes, you do for that particular product. but you do need to pay attention to the shipping dates and delivery. i would suggest if you re shopping online, get your shopping done by the 22nd, but midnight of the 22nd to make sure that that package will get to you by the day before christmas. okay. still got time. still got a couple of days here at least. and a lot of people out, as well at the malls this weekend. but something else online. you shouldn t use your debit card. why not? no, no, no digital santa doesn t want you doing that. here s the deal, the debit cards do not have the same protections as your credit cards. number one, it s accessed directly to your checking account. don t use your debit card, use a pre-paid card if you do not have a debit card. if you order an

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