Financial planning is crucial for salaried women due to lack of financial literacy. Tax-saving strategies include overlooked avenues for substantial savings. Life endowment policies offer tax advantages applicable to both men and women, while ELSS mutual funds provide flexibility.
Somewhere along the way, women began to save, pay taxes, invest wisely and spend as they pleased. Most women, says a recent DBS & Crisil study, make independent financial decisions by the time they are in their forties.
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