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Courtesy Dylan McCarty(NEW JERSEY) The lack of available homes on the market is near historic lows, sparking fierce bidding wars in cities across the country – and prompting many buyers to get creative with their offers. In June, 1.08 million homes were for sale nationwide, according to the National Association of Realtors (NAR), down 13.6% from a year ago, when 1.22 million homes were available. "It s still a seller s market, and we won t see that change anytime soon," Sarah Drennan, a realtor with Terrie O Connor Realtors, in northern New Jersey, tells ABC News. "Some of our homes are selling with anywhere from 10 to 50 offers, and within the first week the home is going under contract." Housing experts say the biggest challenge for home buyers right now is competition, and cash is still king. One-third of U.S. homebuyers are paying in cash, the highest share in nearly a decade, according to real estate broker Redfin. Too many buyers chasing too few propert

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