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than an investors money, your deposits. we separated banking from that sort of thing. now we re looking at rolling that back. the market we just showed that the market is quite positive on this, because the idea is if you let banks do what they want to do, they will be more profitable. this list gain in the market avenue we seep since donald trump has been elected in the low teens has been led by the banking sector, goldman sachs has been one of the biggest gainers of all in this. so make what you will of it. it doesn t mean that because there are fewer rules banks will be dishonest but banks didn t play by very good rules before some of these things were put into place. it could be dodd-frank was an overreach of pendulum swinging too far and we might go too far the other way. we haven t found the middle. president trump expected to sign these executive orders any moment now. the signing of this executive action, couldn t he pick up the phone and call treasury?
new bank rule dpos into effect that could affect your wallet. they ban banks from automatically enrolling you in overdraft protection. americans racked up $37 billion in overdraft fees last year but under new rules banks need to get your permission up front before charge your account an overdraft fee for a wayward atm withdrawal or debit card purchase. well, many customers are choosing not to opt in. they d rather risk having their cards declined than face the fee. the borough of new york is called the ground. one community called jamaica has seen more mortgage fraud than any place in the nation, four times the national average. but understanding the problem is just half the battle. listen to what cnn found out at
cnnmoney.com s poppy harlow is here with a look at what to expect. finally we are 18 months past the height of the financial crisis and we have the same rules regulating our banks. we re going to break down what the bill from chris dodd should include. should being the operative word. one important thing, new rules for consumer protection. clearly outlined rules banks have to follow when drafting your mortgage, credit card rules. that s expected in this. it would be probably housed within the fed, not an independent agency. there would also be a presidential appointment to lead that. senator dodd says the most important part of the bill is ending too big to fail. ending institutions that can bring down the financial system. that s another thing that will get focus in the legislation. finally, there also may be