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An Ally For Life With Ebony Ruffin Ebony Ruffin was back home after graduating from Auburn University when she discovered a piece of mail that eventually led to her life’s passion. “I found an envelope addressed to me, and I thought, ‘OK, I can open this,’” she said. “And then I saw it was a life insurance statement. But I saw there was cash value in the account, and I didn’t know what it meant. I told my mom I didn’t know I had money in my name, and she explained she had taken out life insurance for me when I went to college. And she went on to explain the different types of life insurance, and she explained why the money was there. But she also told me the importance of letting it sit there because I might need it later in life.”

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