In other words, passengers booking their train tickets on the IRCTC portal are now automatically provided insurance cover for Rs 10 lakh, a senior insurance industry official told IANS preferring anonymity.
From opting in for Rs 10 lakh personal accident insurance cover, the Indian Railway Catering and Tourism Corporation Ltd (IRCTC) has now changed the scheme to allow the option to opt out.In other words, passengers booking their train tickets on .
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Motor insurance typically covers damage due to natural disasters, but certain exclusions may apply, especially when there is water logging and flooding
A total of 22 claims for disability and hospitalisation due to the Odisha train accident have been lodged with the general insurance companies under the IRCTC travel accident insurance scheme for train passengers till date, said the Insurance Regulatory and Development Authority of India (IRDAI).