How to use ISAs to simplify your life
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ISAs are an incredibly useful savings and investment tool which should form the bedrock of your financial planning strategy. They can even help you simplify and streamline your personal finances for an easier life. Here’s how.
Spend less time on your tax return
If you complete a self-assessment tax return, any interest, capital growth or dividends your savings and investments have generated don’t need to be declared on your form, as long as they are held within an ISA. That’s less paperwork for you and your accountant, and no tax to pay on your ISA savings.