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Opinion is split among intermediaries on how bad the current market situation is for broker workloads and mental health, with some arguing that those struggling may not be cut out for the industry.
Many borrowers have little alternative but to opt for longer mortgage terms in order to pass affordability, brokers have noted, but this trend is not particularly new nor something that should be a big concern.
The advice accountants give to self-employed people to lessen their tax burden does not work in harmony with attempts to maximise mortgage borrowing, brokers have said.
Mortgage brokers have warned that while overall product numbers have increased to the highest level in a year, there remain distinct gaps which could be filled by lenders looking to increase market share.