martha ckl as we a my other colleagues, harris in california, le illinois, real leaders on these issues. what we re saying, fannie and freddie, now run by the faha, should begin to do and consider doing more fundamental production of homeowners mortgages. it s good for the economy, most importantly. it s not just good for the borrower, it s good for the neighbor of that bar rorroroweb it s better for the taxpayer. quite frankly, i m stunned they haven t pursued this in a more agressive fashion than they have thus far. it is a very compelling argument for the sort of relief that everybody has been so desperate to achieve. there s one point of conflict that gretchen mortenson brings