but guess what, finally when all of this inventory comes out on to the market, these foreclosed homes, because the banks can t hold them any longer on their books, then you see neither leg down. it s almost like when you go in the refrigerator and didn t check the date and scrape off the top because it s funky, thinking the other part will be better and it s not. martha: looking at other comparisons, atlanta and phoenix, that area got hit hard, but atlanta, you know, thriving met rop lis of atlanta is down 15.3%. this is a classic case of that second leg down, and what people are looking at now is that this is not over remember the big runup in 2005- 06, the peak of the housing market, we saw that runup hit 80 percent, so prices were up 80 percent. the worst hit regions, we ve pulled back 30 percent. does that mean we have another 50 percent to go? martha: hope not. not necessarily, but there is more to flush out