For the right person, a Roth IRA can be a fantastic retirement savings vehicle over the long term. So much so that it might seem to some that it's always the right choice, no matter what. After all, tax-free income does sound pretty great. However, like anything in your retirement planning journey, this decision on pre- vs. […] The post We’re 60 and Have $2.5 Million in Our 401(k)s. Should We Pivot to Roth Contributions? appeared first on SmartReads by SmartAsset.
Deciding how to manage your 401(k) in a volatile market can be unnerving. The stakes are high – your retirement is on the line. So learning how to navigate deftly is essential, especially when examining crucial decisions like rolling over your 401(k). But, should you do it? Here's what you need to know. A financial […] The post Rolling Over a 401(k) When the Market Is Down: Should You Do It? appeared first on SmartReads by SmartAsset.
You cannot work your whole life, so as employees, you have to set up a plan for your retirement. One way you can do this is to diversify your portfolio by doing a 403b rollover into a more flexible IRA to access alternative investments. Feel free to read the article to be more informed about this!