Great presentation. I was interested in cities like detroit. The merchant the managers come in desperate straits. Theyve gone way beyond what they could afford to do and unfortunately theyve got to come out of it. Can you hear . Okay, the key a guess for those cities and others that might fall into the teams type of situation is what is the next alternative. Will it be more cities having to go through similar restructuring , some of those might not build a get it done quickly. But potholes, having basic services, police force. How did you envision that taking place this cities in desperate straits . We know that although we put rented toward a good news, nasa goodness, optimistic ,com,com ma when the citys overall fare much more strongly coming out of the Great Recession. And the instances of bankruptcy are extremely rare amongst our municipalities. Although that obviously see if they can earn for those going through it and we fell for them, again, the vast majority of cities are in a