Operator
Good morning, and welcome to the Howard Bancorp, Incorporated First Quarter 2021 Financial Results Conference Call. My name is Robert, and I ll be your operator for today. [Operator Instructions]
I would now like to turn the call over to your host Robert L. Carpenter, Executive Vice President and Chief Financial Officer of Howard Bancorp, Incorporated. Mr. Carpenter, you may begin.
Robert L. Carpenter
Executive Vice President, Chief Financial Officer
Thank you, Robert. Good morning. I would like to begin by thanking everyone for joining the call this morning. Again, my name is Bob Carpenter, and I am the Chief Financial Officer here at Howard Bancorp.
Howard Bancorp (HBMD) Q1 2021 Earnings Call Transcript msn.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from msn.com Daily Mail and Mail on Sunday newspapers.
3/9/21
Robert Kunisch
Rob Kunisch is the President and Chief Operating Officer of Howard Bank and a Member of their Board of Directors. He has spent his entire banking career in Maryland, beginning in 1990 at Mercantile-Safe Deposit and Trust Company and, later, its acquirer, PNC Bank. In 2008, Rob joined Wilmington Trust FSB as the Director of Commercial Banking and was later promoted to President of Wilmington Trust, FSB Maryland, and assumed the additional responsibilities of running wealth management in Maryland. When M&T Bancorp acquired the bank in 2011, he opted to pursue his desire to work at a community bank by serving as a consultant to the 1st Mariner Bancorp board. In 2014, he put together a team of investors to raise $110 million that was used to take control of 1st Mariner Bank where he later became CEO. Four years later, he negotiated a deal to merge with Howard Bank in March 2018 which would position him as President of the largest headquartered bank in Baltimore
Operator
Good morning, and welcome to the Howard Bancorp, Inc. Fourth Quarter and Full Year 2020 Financial Results Conference Call. My name is Doug, and I ll be your operator today. Please note, this conference call is being recorded. [Operator Instructions] I would now like to turn it over to Robert L. Carpenter, Executive Vice President and Chief Financial Officer of Howard Bancorp, Inc. Mr. Carpenter, you may begin.
Robert L. Carpenter Jr.,
Executive Vice President and Chief Financial Officer
Thank you, Doug. Good morning. I would like to begin by thanking everyone for joining the call this morning. Again, my name is Bob Carpenter, and I am the Chief Financial Officer here at Howard Bancorp. Before we begin the presentation, I d like to simply remind everyone that some of the comments made during this call would be considered forward-looking statements. In the interest of time, instead of reading through all those warnings, I would direct everyone to page two of our earning