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City Moves: Who is switching jobs in the Square Mile this week?

Ranjeev Kumar Law firm TLT has bolstered its real estate and financial services offering with a partner hire to its real estate faction. Ranjeev Kumar joins from Watson Farley Williams, where he led the firm’s real estate finance in the capital. “Ranjeev’s mix of real estate and financial services experience is clearly a great strategic fit for TLT and will enhance the firm’s offering across both these key sectors. His knowledge and experience will be a great asset to the team,” partner and head of financial services sector at TLT, Andrew Lyon, said. With experience in domestic and cross-border real estate transactions, Kumar will largely have the same focus at TLT, working alongside developers, investors, banks and other financial institutions.

Government confirms plans to guarantee 95% mortgages

Government confirms plans to guarantee 95% mortgages By Gary Adams 3 rd March 2021 12:26 pm The government has confirmed that it will cover the risk of 95 per cent mortgages through a guarantee for lenders. The scheme, announced during today’s Budget, will give buyers – both first-time and existing – the option to put down a 5 per cent deposit on a home with a value of up to £600,000, tackling the problem of higher-LTV mortgages disappearing from the market. Described as a “New policy to stand behind home buyers,’ chancellor Rishi Sunak stated that some of the country’s biggest lenders, “Including Lloyds, NatWest, Santander, Barclays, and HSBC” will be offering the new mortgages from next month.

But February made me shiver… | Mortgage Introducer

Rob Clifford is chief executive of Stonebridge Certainly, if Don McLean were writing ‘American Pie’ in February 2021 he would have got it right in terms of the weather – the last few, often snow-dominated weeks and the very low temperatures have summed up a period in our lives, which we might now all be wishing spring puts an end to. For advisers, like the weather, I suspect this has been a changeable period to live and work through. These are unique times – stamp duty holidays are not the norm, and neither has been the situation where we’ve experienced record levels of transactions when the vast majority of practitioners within the mortgage and housing markets are working from home.

Feature: Rise in arrears and repossessions need not be devastating

Feature: Rise in arrears and repossessions need not be devastating A rise in arrears and repossessions is almost inevitable thanks to the pandemic, but it need not be as devastating as some envisage if flexible policies are put in place, Natalie Thomas discovers By Natalie Thomas 18 th February 2021 1:02 pm Some 2.75 million mortgage payment deferrals have been granted since March last year, but what will happen when the scheme ends this summer? UK Finance figures show that a startling 1.8 million borrowers had a mortgage payment deferral in place at the end of June 2020, equating to one in six borrowers. Since then this figure has reduced considerably, with 130,000 deferrals one in every 84 mortgages in place at the end of December.

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