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let them know that if they don t come up with loan modifications and keep people in their homes, that they worked so hard for, we re going to tax them out of business. neil: you think the congresswoman is going too far? what if i told you some say she s not going far enough? not about the taxing part, but modifying the loans part? you might be surprised. that person is adam. explain. yes. for the record, i m not in favor of taxing anybody out of business, neil. although it worked pretty well against the cigarette companies. anyway, i digress. the question is, are road modifications a good idea? yes, they are. the bank has not been effective at doing it so far. minuscule number have gotten modified. we can not force banks, and we should not force banks to do it. but there are a variety of ways that we can help the banks get creative about how to do a better job. the more loans we modify, the faster we do it, the more money that gets into the economy, the