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March 3, 2021 11:55 AM Melissa Luck
Updated:
SPOKANE, Wash. Spokane Police use force against Black and Native American arrestees more than other populations. The information was released in a comprehensive report Wednesday that tracks racial disparities in policing.
Spokane Police released the 300-plus page report commissioned by the department. The department also released the raw data “in an ongoing effort to provide the community continuing transparency.”
The report says that “Black suspects are nearly three times more likely to be identified in crime reports as we would expect based on their population. Native American suspects are 68% more likely to be identified as a suspect in a reported crime.”
Credit Access and Mobility during the Flint Water Crisis Number 960
How do credit-constrained communities cope with the financial consequences of environmental crises? Beginning in April 2014, the residents of Flint, Michigan, were exposed to lead-contaminated water resulting from a series of governmental missteps. In this paper, we use the spatial distribution of lead and galvanized pipes in Flint to study the effect of the crisis on households’ financial health, including loan balances, repayment of outstanding debt, and Equifax Risk Scores, as well as on household mobility. We find that relatively more affected households, as measured by exposure to lead pipes, experienced a modest increase in the balance and frequency of past due loans. Equifax Risk Scores declined slightly on average, but more so at the bottom of the Risk Score distribution. In addition, we find that there was no effect on mobility out of the state or county, but that more affected
European Online Lending Marketplace Mintos Releases First Update of its Risk Scores based on Q3 2020 Data
Peer to peer lending marketplace
Mintos has confirmed that the first update of its
Mintos Risk Scores is now live and accessible.
The European loan marketplace provider notes that it’s sharing the first quarterly Mintos Risk Score update “since this numerical model for evaluating risk of investing in loans was introduced in October 2020.” The latest update of the scores and subscores is reportedly based on the monitoring and evaluation of data from the third quarter of last year.
The Mintos team noted that on their Risk Score updates page, you may find detailed information regarding all the different changes made to the company’s Risk Scores and subscores, and comments regarding each case, beginning with 2021.
Understanding Device Fingerprinting
Anyone who accesses the web needs to do it with an Internet connection and device. There is a ton of data associated with the configuration of software and hardware you use.
In fraud prevention, the more information you have about a user, the better. The goal of device fingerprinting is therefore to extract as much information as possible from a connection, without slowing down the user journey.
Detecting Suspicious Behaviour
Fraudsters attack websites for a number of reasons, but the techniques always follow the same method. They can’t just try multiple passwords from the same device, otherwise, their IP gets blacklisted.