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A Nelson mother is taking Risk Direct to the Disputes Tribunal after it used a photo of her and her son in an advertisement.

New zealandRachel boyackSarah kerbyAdrienne smithsonHilary souterAmy ridoutZealand heraldSteve munroAdvertising standards authorityChild cancer foundationFinancial markets authorityDisputes tribunalRisk directNew zealand heraldStandards authorityAre media