20 20.2 hers in 2014. they hope it push the unmriment rate to 5.4 percent from 5-8 percent in november this year. they believe the federal reserve will help by keeping interest rates low next year. they expect to raise rates from 0 now after keeping them at 0 for the last six years because of the 2008 financial crisis and recession and tepid recovery since then. rate increases will be small and gradual. they will start taking away the punch bowl cautiously. that s the nature of the leadership at the feds. head wind for the economy could be the housing market. meli millennials aren t getting married as quickly as other generations. the ridie rising dollar makes