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What Are Insurance Riders? © Money Money101-Riders A rider also known as an insurance endorsement is an optional provision that can alter the coverage of a standard insurance policy. Riders can be used to add benefits to a policy or to amend its terms, which allows for customization without having to cancel the policy or purchase a new one. Popular Searches What You Should Know Riders can help policyholders customize insurance products to meet their particular coverage needs by addressing issues or items that are not in the original policy contract. A rider is not a standalone product, but rather a provision to an existing insurance policy.

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