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Operator Good day and thank you for standing by and welcome to the NMI Holdings Incorporated Second Quarter 2021 Earnings Conference Call. at this time all participants are in listen-only mode. After the speaker s presentation, there will be a question-and answer session. [Operator Instructions] I d now like to turn the conference over to your speaker today, Mr. John Swenson, John Swenson Vice President of Investor Relations & Treasury Thank you. Good afternoon and welcome to the 2021 second quarter conference call for National MI. I m John Swinson, Vice President of Investor Relations and Treasury. Joining us on the call today are Brad Shuster, Executive Chairman, Claudia Merkle, CEO, Adam Pollitzer, our Chief Financial Officer, and Julie Norberg, our Controller. Financial results for the quarter were released after the close today.

United statesWhite houseDistrict of columbiaClaudia merkleAdam pollitzerJohn swinsonRick shaneMark hughes truistJulie norbergDoug harterJohn swensonRick shane jpmorganColin johnsonb rileyBose georgeMark hughesBrad shuster