and retirement expenses. we re all living later, too, and longer. it s very important. i ll mention catch-up provisions. i think if you are over 50, you can put in extra, the sooner the better. and still diversify, brenda? yeah. very, very good point. right now you are facing not only eroding home values but the stock market is a little bit tricky. don t have it all in the company stock. very important. jamie: got to have the stomach for the stock. thank you, brenda buttner. we appreciate it. thank you. eric: in california, there s a massive search now underway. for a california, southern california teen. she disappeared three days ago. she was on her way home from summer school. police are saying there are now clues about a possible abduction. we have the latest details on where she could be, who could be responsible and what police are looking for. with aarp we can fly out to see family. and we can cook out more with friends. my card lets me work out more.