who are those bad guys trying to get us and what are they after. and in the retail world consumer payment card information is right at the top of that list. the retailers don t want to be held viable. i want to squeeze in a question about what congress is doing to help consumers. we saw that there is inner agency and business data sharing not necessarily a silver bullet but a step in the right direction? absolutely. the threat indicator or threat information sharing between the private sector and government and between industry itself and the private sector is hugely important and a step in the right direction. legislation was passed yesterday. it will actually give retailers immunity and companies generally in the private sector immunity from being sued for sharing that type of information. that information will be anone