for shareholders and in particular markets have been looking for the dividend pay out and after the ink of england has relaxed the dividend pay out restrictions, hsbc finally can resume paying an interim event which is again great news for shareholders bank of england. they have adjusted their guidance to 40 to 55% of deposit earnings which is great and also set their credit lending expectation to mid single digits i think these are a great set of results and also great set of results and also great out of guidance going forward. , , ., forward. it s interesting that they have forward. it s interesting that they have done forward. it s interesting that they have done so forward. it s interesting that they have done so well - forward. it s interesting that| they have done so well when interest rates around the world are at record low levels.- are at record low levels. yes, basically are at record low levels. yes, basically the are at record low levels. yes, basically the