and a lot of help from the united states. i mean, lots of people from all over. crews, rescue crews have come in from everywhere and tennesseans are very grateful to the rest of the nation for reaching out and it is rewarding to watch people help each other. our hearts and prayers are with all the folks down there, dave. and something else people have to be concerned about in this economic era is their money. so let s take a couple of e-mails right now. one from eric in missouri. i m wondering which debt to pay off first, i have a student loan of $900 and a car loan of $4,000. what do you say, dave? good news is you don t have much debt. $5,000, ought to be able to roll up your sleeves and knock it out. we teach people to pay off the smallest debt first regardless of the interest rate because i discovered that personal finances about 80% behavior, only about 20% head knowledge. and so if i can have a quick win, it s like going on a diet and losing three pounds that week. this is wo