you exempt from the income taxation the rental value of the home you own. that is a great idea. that s part of the tax code since 1916, too. the mortgage interest deduction is not a reward for ownership. it s a reward for being in hock. that is a bad thing. it caused a nightmare and hundreds of billions of chaos and wall street and elsewhere. we don t reword indebtedness. it s evil. david: it s not evil to be in debt if you are not paying off the bills. it s simple to is a perversion of the economy but don t make me a saint today. we can t afford to become saints today. we have 2 million homes sitting there. this is above the average inventory. these are over a year-and-a-half of inventory just sitting there empty. if you impose a new basically, another reason not to own the home on the economy you will crush the housing market. david: would we crush the housing market if we got rid of this? boy, i hope so! this isn t a dream. it s a con job.