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Australian borrowers have been hit with 12 interest rate hikes since the Reserve Bank of Australia (RBA) embarked .

Australian capital territoryNew south walesKaty gallagherMick tsikasMarcel thieliantClare oneilPhilip loweHome affairs clare oneilFair work commissionMorgan stanleyHome affairsReserve bankCapital economicsGovernor philip loweRejects claims wage increases were responsibleInterest rate